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Cast Capital is a Commercial Lender specializing in financing for small to medium-sized businesses.
Traditional banks and their underwriting processes are old school. American Small Businesses have an especially difficult time securing funds from banks because of their perceived risk. If you aren’t a business who has impeccable credit and is cash flowing a high amount every month for the last ten years, you won’t have any luck getting funded by a bank. The fact is, they don’t lend to small business as much as they used to. The entire application process is usually long and overly complex.
A line of credit is an arrangement where the borrower can draw from this Line of Credit, in any amount he or she pleases, and only pay interest on that specific amount. Unlike traditional loan structures, this gives the business owner access to more dynamic working capital that they can tailor to their specific needs, prepare for unpredictable moments, as well as plan for the future.
Our Working Capital Loans are on fixed terms usually ranging from 6 - 24 months. We take into account the businesses performance and prioritize that over the creditworthiness of the business owner when choosing approval amounts.
We offer a customized COVID-19 Relief Loan program geared to get businesses affected by the COVID-19 pandemic back on track. We acknowledged the SBA's efforts to save American Small Businesses, but also noticed that our clients who received PPP & EIDL didn't get nearly the amount they were looking for. We developed a program with customized terms to fill the void.
Cast Capital knows and believes that there is a better way. We have ways to provide much-needed funds to business owners that they wouldn’t otherwise have access to through the bank. Over the lifetime of Cast Capital, we have released over 50 million to small businesses. That’s 50 million into the American Economy. We are adamant about hearing out our client’s unique set of needs, discussing opportunities, and reviewing possible challenges. Tell us your plan for expansion short and long term, tell us how you are thinking about hiring new workers or rolling out a new product line, we’d love to hear it and help you every step of the way. Read more
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California Lending License# 58323